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Welcome to my website, and congratulations on taking the first step to buying or refinancing your home. I look forward to putting my expertise and mortgage services to work for you!

With AmeriFirst Financial, Inc. you're in good hands and can have the peace of mind knowing we offer a wide variety of loan programs and most current rates available, together with the assistance of a seasoned customer support team.

Competitively Priced Loan Programs:

  • Home Affordable Refinance Program (HARP) Disclaimer
  • Purchase, Rate and Term Refinance, and Cash-out Refinance Programs
  • Fannie Mae Conventional, High-balance and Adjustable-Rate Mortgages (ARMs)
  • Jumbo, Portfolio & Investor Products

We're here for you, ready to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs.

Mortgage Calculator

Buying a home is a big investment with expenses you may not have thought about. Use our mortgage calculator to estimate your mortgage payment, including taxes and insurance.

Please enter a valid home price


30-Yr Fixed / 0% Interest
  • Principal & Interest $0
  • Property Tax $0
  • Homeowners Insurance $0
  • Mortgage Insurance $0

Additional Calculators

How Much Will My Payments Be?
Calculate your monthly payment with applicable finance charges, PMI, hazard insurance, and property taxes.

Mortgage Principal Calculator
This calculator allows you to "peek into the future", allowing you to see the remaining balance of your mortgage after several payments.

Affordability Calculator
How much can you borrow from a lender? Use this calculator to calculate the amount you can afford from the lender's point of view.

What if I Pay More Every Month?
See how your mortgage will be reduced, if you pay $$$ more every month.

Should I Refinance?
Is your old APR (Annual Percentage Rate) too high? Estimate the benefits of refinancing using this calculator.

Tax Benefits Calculator
This calculator will calculate your tax savings after a house purchase. Financial analysis includes first year as well as total tax savings.

Should I Pay Points to Lower My Interest Rate?
Calculate how much points affect your monthly payments and how fast they will pay for themselves.

See what people are saying about us

Rodney was very professional, met all our needs, he fought for credit when deserved. The process of buying a home with Rodney Rose was extremely Pleasant, made sure that it was pushed through in a timely manner. Rodney has a strong work ethic, so you definitely want him as a loan ... READ MORE Richard nordquist Richard nordquist Retired sales
It was a pleasure working with Rodney during our refinancing. He took all the stress out of this event by answering all questions and concerns promptly and thoroughly. His knowledge was A+ and we are more than willing to recommend him to family and friends. Kathy West
Rodney helped me with a challenging refinance and helped me push the financing through. Lori Dagg
Rodney was great in patiently explaining how lower interest and payments over time would work to my advantage. He was available to me through the whole process, and was attentive to my ongoing questions. Getting through a new loan is a difficult process, and I learned a lot, thanks Rodney!' style='font-weight: bold' target='_blank'>READ MORE Chris Hawkins Designer
Rodney was knowledgeable about his products and helpful. He took care of all the details and made sure that our refinance process moved right along . If we ever decide to do this again i would want to have him as our agent. Redmond McPhilmy Redmond McPhilmy
Rodney did a fantastic job!! I have refinanced and purchased homes many times before and I found this experience to be one of the smoothest and most professional out of all of them. When I had questions they were answered immediately. When an unexpected problem arose it was dealt ... READ MORE Walter Schuld Retired
Mr Rose was very informative about the loan process and guided me through the different phases of buying my house. I think we negotiated a fair price. He was kind enough to offer me a lower price when market conditions changed. I think you would be in good hands if you do your mortgage ... READ MORE Cornell Cummings
When it comes to facts, Rodney Rose has got them! Very detail-oriented, Rodney goes the extra mile to articulate the data in way it will best serve your business. He's been a tremendous help in curating relevant information for my marketing proposals - at this point, there's no ... READ MORE Anastasia Clemons Anastasia Clemons Your Urban Core Realtor
When it comes to facts, Rodney Rose has got them! Very detail-oriented, Rodney goes the extra mile to articulate the data in way it will best serve your business. He's been a tremendous help in curating relevant information for my marketing proposals - at this point, there's no ... READ MORE Anastasia Clemons Anastasia Clemons Your Urban Core Realtor
Rodney has been a great lender and person to work with. He is professional, responsive, knowledgeable and does what it takes to get the loan processed. He does a great job looking out for the buyers best interest as well as communicating with the agent as to the status of the loan. ... READ MORE Nancy A. Meier Nancy A. Meier Real Estate Professional
Rodney and his staff were there all the way to help us with the process. We were first time home buyers so did not know anything about the process and all involved in buying a home. We relied on the honesty and trust that Rodney and his team would serve us well in the process and we ... READ MORE Ronald Hermann II Ronald Hermann II Program Coordinator - Sacramento Faith TV
I would highly recommend Rodney. He was helpful, knowledgeable, courteous and interactive with us through our whole purchase process of our home and even afterwards. Everyone we dealt with at Paramount Partners Group was very attentive and professional. Rodney was awesome. Loretta ... READ MORE Loretta Templeton Loretta Templeton Member Relations Manager
Rodney was friendly and up front about our options. The loan process went smoothly. Angela Ritchie
Rodney took a considerable amount of time to help explain to me what options were available without even asking that I apply first. As a first time home buyer, it was important to understand options before pulling the trigger. Rodney is an excellent mortgage professional. Chris F Attorney
Mr. Rose is knowledgeable, professional, and prompt with his service. He has direct experience as an owner and investor, which equals more value to the client. Our family is pleased to run plans by Rodney first! Assad Hafeez JD
Rodney, from the start of our process all the way through closing was extremely professional, Informative and always had our best interest as his priority. He went above and beyond the normal broker client relationship to ensure we received best the experience possible and he ... READ MORE Christopher Reese President
Rodney is the consummate professional in an industry filled with "salesmen" more focus on their numbers than actually understanding a clients needs. With his extensive real estate background he understands the needs of a wide variety of clients, from the first time home buyer ... READ MORE Christopher Brown Principal | Broker
We screened out several lenders, and Rodney Rose not only offered the best products/rates, he makes the loan process very SIMPLE. Professional in every way... prompt, courteous & knowledgable! Highly Recommend. Germaine & Kelly Coppess Residential Buyer
Rodney followed up with me on every aspect. It was a pleasure working with him. Michael Bedard Michael Bedard Home owner
As a real estate agent who production is ranked in the top 2% , it is imperative that the loan officers I refer my Clients to are world class performers themselves. This means that they need to be responsive to my Clients and know in advance what will work and when it will work, as ... READ MORE Barry Mathis Barry Mathis Team Leader - Realtor
I clicked on a Facebook like about HARP. The floodgates opened and I was hounded night and day by pushy lenders. But the minute I started talking with Rodney, I knew he was different. His approach is educational, helpful and patient. Rodney even discovered an inaccuracy in our credit ... READ MORE Susan Reid Susan Reid Homeowner/Principal, Mighty Pen Writing & Editing
Rodney Rose is a very knowledgeable lender in the field of Real Estate. A broker himself with background in appraisal too. We really have a great professional in real estate when we make use of Rodney's help and services in finding the right loans for us. He is a really hard ... READ MORE Michael Harris Michael Harris Realtor
Rodney is well educated in the lending world and I trust his experience and knowledge. Respectfully, Tom DiGiacomo Tom DiGiacomo Realtor
Rodney did a great job on getting my buyer a loan, he answered his phone every time we had a question and was on top of the whole process to insure we close on time.. in fact we were able to close few days before our scheduled COE...I highly recommend him to anyone looking to have a ... READ MORE Mimi Nassif Realtor

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